| Performance | TEPs provide the prospect for good levels of return over the medium and long term. Returns depend on annual bonuses added each year and the terminal bonus added at maturity. The underlying assets in with-profits funds are an actively managed mix of equities, property and bonds. This mix provides the opportunity for good levels of capital growth as markets recover. More>> |
| Capital Protection | Many TEPs provide guarantees that are greater than the initial investment. The guarantees increase each time an annual bonus is added so that they often stay ahead of your total investment (price plus premiums). Guarantees increase even in falling markets so that your capital is protected providing you continue to pay the premiums until maturity. More>> |
| Security | With-profits funds are subject to very high levels of regulation regarding the assets they can invest in. These FSA requirements also mean that funds are monitored daily for compliance. Additional ‘risk scenarios' that they must comply with mean that you can invest with confidence that your money is being managed by the most secure institutions in the world. Furthermore, the guarantees provided by TEPs are underwritten by the Financial Services Compensation Scheme which covers 90% of all guarantees with no upper limit. |
| Buying Opportunity | High guarantee TEPs are available offering the perfect combination of good growth prospects and capital security. To discuss your investment requirements, please call us on +44 1225 473 131. |